Open a High Risk Merchant Account with 20+ Acquirers
We connect you with the best payment acceptance solutions across the globe, so you can grow your business with confidence
Accept online payments without headaches, and focus on growing your business.
Struggling to open or maintain your Merchant Account?
Online merchants are often facing challenges to get approved by payment processors because their activity is not supported, their business model is percieved as too risky, their company structure is too complex, or they navigate in a highly regulated environment.
A Merchant Account tailored for High Risk businesses
With eFlow, you’re not just another number.
We work directly with high-risk-friendly banking partners to get your account approved quickly, even if you’ve been rejected before.
Our solution comes with transparent fees, reliable processing, and seamless integration into your existing platforms, so you can focus on growing your business.
The Ultimate High Risk Merchant Services Provider
Our team of payment experts is here to guide you, help you secure merchant accounts.
Grow your business without concerns
Growing your business is easier when you don’t have to worry about suddent account closures or payment disruptions. By relying on trusted, long-term partners, you gain the peace of mind to focus on scaling, knowing your payment solutions are reliable and built to last.
Optimize your payment flow and boost your revenues
Optimizing your payment performance can significantly boost your financial health. From reducing declined transactions to minimizing chargebacks, any improvements can lead to substantial gains in revenue and profitability.
Your success is our success
We’re fully invested in your success because it drives ours too. When you thrive, so do we - that’s why we work tirelessly to provide payment solutions that help your business grow, scale, and succeed.
20+
Partners around the globe,
including Visa and Mastercard
15K+
Chargebacks avoided
per month
1K+
High Risk Merchant
accounts opened
4 easy steps to open a merchant account
Applying Online
Fill out our online form. All submissions will be reviewed and answered within 24 hours.
Selecting the right Payment Processor
The treasure hunt starts here. Our team of payment experts will perform an in-depth analysis of your business and identify the most suitable solutions.
Integration & Processing
We will guide you through the due diligence process and ensure that your website is compliant and your KYC (know-your-customer) package is complete. We are specialized in hard-to-underwrite merchants and, therefore, we can open merchant accounts for high risk businesses.
Selecting the right Payment Processor
Once your merchant account has been approved, we will support you with the technical integration and we will manage your Merchant Account on a daily basis.
It’s only the beginning of your journey with eFlow. You can count on us on the long run!
Supported business models
Digital goods
Any goods that are sold, delivered, and transferred in digital form.
Physical goods
Any product that can be shipped or delivered to the customer’s address.
Subscription billing
Merchants charging customers for goods and services at predefined intervals.
Nutraceuticals
Dietary supplements and cosmetics.
Adult and Dating
MCC 5967
Other types of high risk industries
Let us know about your business.
Seamless integration
eFlow connects effortlessly with trusted providers
What our clients are saying
Trusted by online merchants worldwide
“I've been working with eFlow for just over a year, and I couldn't be more pleased with the experience. The customer service is exceptional, with a team that's always ready to provide direct and personalized support whenever we need it.
Their dispute prevention services have been a game-changer for us, helping to significantly reduce our dispute ratio, which has been crucial for maintaining our business's health. eFlow also offers a wide range of solutions for high-risk payment processing, which has allowed us to scale and optimize our operations. ...”
“For nearly a year, our collaboration with eFlow Processing has been consistently enjoyable. Benji and his team have impressed us from the outset with their expertise and proactive approach.
Their swift communication and thoroughness make them a great choice for anyone considering working with them.”
Why should you choose eFlow ?
Expertise
Our team of payment experts has a solid experience in high risk. We previously held key roles in the Risk & Sales departments of a leading Acquiring Bank.
Network
Our wide network of trusted Acquiring Bank partners ensures we provide the most effective payment solutions tailored to your specific needs.
Transparency
Our approach is fully tranparent, with our commission already included in the fees charged by the Acquirer.
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Frequently asked questions
It takes between 1 and 3 weeks in average. Having a complete KYC package and a compliant website will considerably speed up the process.
The search of a payment solution is free of charge. We are commissioned by our acquiring partners to bring in new business and to manage the relationship with the merchants on their behalf.
Yes, we are! We are based in Europe and the European market was our initial playground, but we have expanded our network of partners to ensure global coverage for our merchants. In other words, we provice merchant services across the world.
An Independent Sales Organization (ISO), also commonly referred to as Merchant Service Provider (MSP), is a third-party entity that acts as an intermediary between merchants and acquiring banks or card schemes. Among other services, ISOs assist merchants in applying for a merchant account, provide consultancy services, offer value-added products, and monitor the processing activity.
Have a look at our resources hub
Get started with eFlow today