We don't just open doors, we start sucess stories!
eFlow connects you with the best payment acceptance solutions across the globe, so you can grow your business with confidence.
Struggling to open or maintain your Merchant Account?
Online merchants are often facing challenges to get approved by payment processors because their activity is not supported, their business model is percieved as too risky, their company structure is too complex, or they navigate in a highly regulated environment.
Unlock a new world of opportunities...
Everything changes when you talk to someone who sees potential, not problems.
Tired of searching for a payment processor that asks great questions to get good answers? One that looks for reasons to approve you rather than to decline you?
When your payment processor truly understands your business, you're not just applying, you're building something.
And it all starts with the right introduction.
We match Online Merchants with Trusted Payment Processors
Our team of payment experts is here to guide you, help you secure merchant accounts.
Grow your business without concerns
Growing your business is easier when you don’t have to worry about suddent account closures or payment disruptions. By relying on trusted, long-term partners, you gain the peace of mind to focus on scaling, knowing your payment solutions are reliable and built to last.
Optimize your payment flow and boost your revenues
Optimizing your payment performance can significantly boost your financial health. From reducing declined transactions to minimizing chargebacks, any improvements can lead to substantial gains in revenue and profitability.
Your success is our success
We’re fully invested in your success because it drives ours too. When you thrive, so do we - that’s why we work tirelessly to provide payment solutions that help your business grow, scale, and succeed.
20+
Partners around the globe
250K+
Chargebacks prevented
per year
250M+
Yearly volume processed by
our referred merchants
4 easy steps to open a merchant account
Apply online
Fill out our online form. All submissions will be reviewed and answered within 24 hours.
Get introduced
The treasure hunt starts here. Our team of payment experts will perform an in-depth analysis of your business and identify the most suitable solutions. We make introductions, you close the deal.
Leverage our expertise
Our goal is to ensure that you're set up for a smooth approval process and long-term success. We act as payment consultants to maximize your chances of getting approved.
Ongoing support
We're here to help you grow every step of the way. Count on us on the long run!
Supported business models
Digital goods
Any goods that are sold, delivered, and transferred in digital form.
Physical goods
Any product that can be shipped or delivered to the customer’s address.
Subscription billing
Merchants charging customers for goods and services at predefined intervals.
Nutraceuticals
Dietary supplements and cosmetics.
Adult and Dating
MCC 5967
Other types of high risk industries
Let us know about your business.
Seamless integration
Our partners connect you effortlessly with 100+ payment methods
What our clients are saying
Trusted by online merchants worldwide
Why should you choose eFlow ?
Expertise
Our team of payment experts has a solid experience in Payments. We previously held key roles in the Risk & Sales departments of a leading Acquiring Bank.
Network
Our strong network of trusted acquiring bank partners allows us to connect you with top-performing solutions tailored to your specific needs.
Transparency
We introduce you to the Payment provider; you negotiate terms and enter into a direct agreement.
Book a free 15 min call
Jump in a free call with one of our payment experts, and tell us about your needs and challenges.
Apply with us
Take less than 2 minutes to fill our application form, and get the ball rolling.
Explore our MCC glossary now
Browse the Merchant Category Code (MCC) database to discover what they mean for your business.
Conversion Conf
16-17 April, 2025
Warsaw
Frequently asked questions
It takes between 1 and 3 weeks in average for our acquiring bank partners to open your merchant account. Having a complete KYC package and a compliant website will considerably speed up the process.
The search of a payment solution is free of charge. We are commissioned by our acquiring partners to bring in new business.
Yes, we are! We are based in Europe and the European market was our initial playground, but we have expanded our network of partners to ensure global coverage for our merchants.
An Independent Sales Organization (ISO) helps businesses access the right payment solutions, by offering expert guidance and strategic introductions.
Have a look at our resources hub
Get started with eFlow today