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Your Merchant Category Code (MCC) isn't just a 4-digit number. It has an impact on how acquiring and issuing banks evaluate and treat your business.

Uncover what your MCC represents

Enter the 4-digit Merchant Category Code (MCC) to learn its meaning and determine whether it is classified as high risk or not.

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Complete this form to discover your Merchant Category Code (MCC) and find out if it is classified as high risk or not.

High risk business
MCC 1520
General Contractors—Residential and Commercial

General contractors primarily engaged in the construction of residential and commercial buildings. Construction services may include new construction, remodeling, repair, additions, and alterations.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1711
Heating, Plumbing and Air Conditioning Contractors

Special trade contractors that work with heating, plumbing, and air-conditioning systems. Examples of such services include air system balancing and testing, drainage system installation, furnace repair, lawn sprinkler system installation, refrigeration and freezer work, sewer hookups and connections, solar heating, sprinkler system installation, and water pump installation and servicing.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1731
Electrical Contractors

Special trade contractors that perform electrical work such as the installation of fire alarms, sound equipment, telecommunications equipment, and telephones and telephone equipment.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1740
Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors

Special trade contractors that perform masonry work, stone setting and other stone work such as fireplace construction, tile setting, plain and ornamental plastering, and insulation installation. These merchants also may perform bricklaying, ceramic and marble work, mosaic work, acoustical work, and drywall construction.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1750
Carpentry Contractors

Special trade contractors that perform carpentry work. For construction projects such as cabinetwork, framing, trim and finish work, and window and door installation.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1761
Roofing, Siding and Sheet Metal Work Contractors

Special trade contractors that install roofing, siding and do sheet metal work, including architectural sheet metal work, ceilings and skylight installation, duct and gutter installation, and roof spraying, painting, or coating.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1771
Concrete Work Contractors

Special trade contractors that perform concrete, cement or asphalt work, construct private driveways and walks of all materials, pour concrete. For foundations, perform grouting work, and construct concrete patios and sidewalks.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 1799
Special Trade Contractors—Not Elsewhere Classified

Special trade contractors that perform construction work not elsewhere classified. Examples include awning installation, bathtub refinishing, fence construction, fire escape installation, house moving, home window replacement, garage door installation, floor covering installation, ornamental metal work, swimming pool construction, glasswork, well drilling, wallpaper services, waterproofing, and construction welding.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 2741
Miscellaneous Publishing and Printing Services

Merchants engaged in wholesale printing, publishing, or bookbinding. Examples of materials produced by such merchants include books, periodicals, magazines, maps and atlases, business newsletters, directories, sheet music, paper patterns, technical manuals and papers, telephone directories, and yearbooks. For wholesale distributors of books, pamphlets, and educational materials, use MCC 5192 Merchants engaged in wholesale printing, publishing, or bookbinding. Examples of materials produced by such merchants include books, periodicals, magazines, maps and atlases, business newsletters, directories, sheet music, paper patterns, technical manuals and papers, telephone directories, and yearbooks. For wholesale distributors of books, pamphlets, and educational materials, use MCC 5192.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 2791
Typesetting, Platemaking and Related Services

Merchants that perform wholesale typesetting. For the printing trade and make plates for printing purposes. Examples of such services include advertisement typesetting, phototypesetting, computer-controlled typesetting and color separations; the production of positives and negatives from which offset lithographic plates are made; and engraving or embossing. For printing purposes, such as engraving on wood, rubber, copper, steel, or photoengraving. For merchants that primarily provide wholesale printing services, use MCC 2741 Merchants that perform wholesale typesetting. For the printing trade and make plates. For printing purposes Examples of such services include advertisement typesetting, phototypesetting, computer-controlled typesetting and color separations; the production of positives and negatives from which offset lithographic plates are made; and engraving or embossing. For printing purposes, such as engraving on wood, rubber, copper, steel, or photoengraving. For merchants that primarily provide wholesale printing services, use MCC 2741.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 2842
Speciality Cleaning, Polishing and Sanitation Preparations

Wholesale manufacturers of polishes, cleaning solutions, disinfectants, hospital cleaning supplies, and other sanitation preparations Products. For sale may include non-personal deodorants, dressings. For fabricated leather and other materials, wax removers, degreasing solvents, dry cleaning chemicals, rust and stain removers, and cleaning solutions. For glass, paint, or wallpaper Wholesale manufacturers of polishes, cleaning solutions, disinfectants, hospital cleaning supplies, and other sanitation preparations Products. For sale may include non-personal deodorants, dressings. For fabricated leather and other materials, wax removers, degreasing solvents, dry cleaning chemicals, rust and stain removers, and cleaning solutions. For glass, paint, or wallpaper.

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3000
UNITED AIRLINES UNITED AIR

UNITED AIRLINES UNITED AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3001
AMERICAN AIRLINES AMERICAN AIR

AMERICAN AIRLINES AMERICAN AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3002
PAN AMERICAN PAN AM AIR

PAN AMERICAN PAN AM AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3003
EUROFLY AIRLINES EUROFLY AIR

EUROFLY AIRLINES EUROFLY AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3004
TRANS WORLD AIRLINES TWA AIRLINE

TRANS WORLD AIRLINES TWA AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3005
BRITISH AIRWAYS BRITISH AWYS

BRITISH AIRWAYS BRITISH AWYS

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3006
JAPAN AIRLINES JAL AIRLINE

JAPAN AIRLINES JAL AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3007
AIR FRANCE AIR FRANCE

AIR FRANCE AIR FRANCE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3008
LUFTHANSA LUFTHANSA

LUFTHANSA LUFTHANSA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3009
AIR CANADA AIR CANADA

AIR CANADA AIR CANADA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3010
KLM (ROYAL DUTCH AIRLINES) KLM AIRLINE

KLM (ROYAL DUTCH AIRLINES) KLM AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3011
AEROFLOT AEROFLOT

AEROFLOT AEROFLOT

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3012
QANTAS QANTAS AIR

QANTAS QANTAS AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3013
ALITALIA ALITALIA

ALITALIA ALITALIA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3014
SAUDI ARABIAN AIRLINES SAUDIA AIR

SAUDI ARABIAN AIRLINES SAUDIA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3015
SWISS INTERNATIONAL AIRLINES SWISSINTAIR

SWISS INTERNATIONAL AIRLINES SWISSINTAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3016
SAS SAS

SAS SAS

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3017
SOUTH AFRICAN AIRWAYS SAA AIRWAYS

SOUTH AFRICAN AIRWAYS SAA AIRWAYS

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3018
VARIG (BRAZIL) VARIG

VARIG (BRAZIL) VARIG

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3019
GERMANWINGS GRMNWNGSAIR

GERMANWINGS GRMNWNGSAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3020
AIR-INDIA AIR-INDIA

AIR-INDIA AIR-INDIA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3021
AIR ALGERIE AIR ALGERIE

AIR ALGERIE AIR ALGERIE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3022
PHILIPPINE AIRLINES PHILIPP AIR

PHILIPPINE AIRLINES PHILIPP AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3023
MEXICANA MEXICANA

MEXICANA MEXICANA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3024
PAKISTAN INTERNATIONAL PAKISTAN AIR

PAKISTAN INTERNATIONAL PAKISTAN AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3025
AIR NEW ZEALAND AIR NZ

AIR NEW ZEALAND AIR NZ

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3026
EMIRATES AIRLINES EMIRATES

EMIRATES AIRLINES EMIRATES

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3027
UTA/INTERAIR UTA AIRLINE

UTA/INTERAIR UTA AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3028
AIR MALTA AIR MALTA

AIR MALTA AIR MALTA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3029
SN BRUSSELS AIRLINES SNBRSSLSAIR

SN BRUSSELS AIRLINES SNBRSSLSAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3030
AEROLINEAS ARGENTINAS AERO ARGENT

AEROLINEAS ARGENTINAS AERO ARGENT

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3031
OLYMPIC AIRWAYS OLYMPIC AIR

OLYMPIC AIRWAYS OLYMPIC AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3032
EL AL EL AL

EL AL EL AL

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3033
ANSETT AIRLINES ANSETT AIR

ANSETT AIRLINES ANSETT AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3034
A ETIHAD AIRWAYS ETIHADAIR

A ETIHAD AIRWAYS ETIHADAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3035
TAP (PORTUGAL) TAP AIR

TAP (PORTUGAL) TAP AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3036
VASP (BRAZIL) VASP AIRLINE

VASP (BRAZIL) VASP AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3037
EGYPTAIR EGYPTAIR

EGYPTAIR EGYPTAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3038
KUWAIT AIRWAYS KUWAIT AIR

KUWAIT AIRWAYS KUWAIT AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3039
AVIANCA1 AVIANCA

AVIANCA1 AVIANCA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3040
GULF AIR (BAHRAIN) GULF AIR

GULF AIR (BAHRAIN) GULF AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3041
BALKAN-BULGARIAN AIRLINES BALKAN AIR

BALKAN-BULGARIAN AIRLINES BALKAN AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3042
FINNAIR FINNAIR

FINNAIR FINNAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3043
AER LINGUS AER LINGUS

AER LINGUS AER LINGUS

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3044
AIR LANKA AIR LANKA

AIR LANKA AIR LANKA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3045
NIGERIA AIRWAYS NIGERIA AIR

NIGERIA AIRWAYS NIGERIA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3046
CRUZEIRO DO SUL (BRAZIL) CRUZEIRO AIR

CRUZEIRO DO SUL (BRAZIL) CRUZEIRO AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3047
THY (TURKEY) THY AIRLINE

THY (TURKEY) THY AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3048
ROYAL AIR MAROC AIR MAROC

ROYAL AIR MAROC AIR MAROC

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3049
TUNIS AIR TUNIS AIR

TUNIS AIR TUNIS AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3050
ICELANDAIR ICELANDAIR

ICELANDAIR ICELANDAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3051
AUSTRIAN AIRLINES AUSTRIAN AIR

AUSTRIAN AIRLINES AUSTRIAN AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3052
LANCHILE, renamed LAN AIRLINES LANCHILE, renamed LAN AIR

LANCHILE, renamed LAN AIRLINES LANCHILE, renamed LAN AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3053
AVIACO (SPAIN) AVIACO AIR

AVIACO (SPAIN) AVIACO AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3054
LADECO (CHILE) LADECO AIR

LADECO (CHILE) LADECO AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3055
LAB (BOLIVIA) LAB AIR

LAB (BOLIVIA) LAB AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3058
DELTA DELTA AIR

DELTA DELTA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3059
DBA AIRLINES DBA AIRLINES

DBA AIRLINES DBA AIRLINES

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3060
NORTHWEST NWA AIR

NORTHWEST NWA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3061
CONTINENTAL CONTINENTAL

CONTINENTAL CONTINENTAL

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3062
HAPAG-LLOYD EXPRESS AIRLINES HLX AIR

HAPAG-LLOYD EXPRESS AIRLINES HLX AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3063
U.S. AIRWAYS USAIRWAYS

U.S. AIRWAYS USAIRWAYS

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3064
ADRIA AIRWAYS ADRIA AIR

ADRIA AIRWAYS ADRIA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3065
AIRINTER AIRINTER

AIRINTER AIRINTER

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3066
SOUTHWEST SOUTHWESTAIR

SOUTHWEST SOUTHWESTAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3067
VANGUARD AIRLINES VANGUARD AIR

VANGUARD AIRLINES VANGUARD AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3068
AIR ASTANA AIR ASTANA

AIR ASTANA AIR ASTANA

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3071
AIR BRITISH COLUMBIA AIR BC

AIR BRITISH COLUMBIA AIR BC

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3072
CEBU PACIFIC AIRLINES CEBU_PAC

CEBU PACIFIC AIRLINES CEBU_PAC

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3075
SINGAPORE AIRLINES SINGAPOREAIR

SINGAPORE AIRLINES SINGAPOREAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3076
AEROMEXICO AEROMEXICO

AEROMEXICO AEROMEXICO

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3077
THAI AIRWAYS THAI AIRWAYS

THAI AIRWAYS THAI AIRWAYS

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3078
CHINA AIRLINES CHINA AIRLINE

CHINA AIRLINES CHINA AIRLINE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3079
JETSTAR AIRWAYS JETSTAR AIR

JETSTAR AIRWAYS JETSTAR AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3082
KOREAN AIRLINES KOREAN AIR

KOREAN AIRLINES KOREAN AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3083
AIR AFRIQUE AIR AFRIQUE

AIR AFRIQUE AIR AFRIQUE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3084
EVA AIRWAYS CORPORATION EVA AIR

EVA AIRWAYS CORPORATION EVA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3085
MIDWEST EXPRESS AIRLINES MIDWEST EXP

MIDWEST EXPRESS AIRLINES MIDWEST EXP

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3086
CARNIVAL AIRLINES CARNIVAL AIR

CARNIVAL AIRLINES CARNIVAL AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3087
METRO AIRLINES METRO AIR

METRO AIRLINES METRO AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3088
CROATIA AIRLINES CROATIA AIR

CROATIA AIRLINES CROATIA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3089
TRANSAERO TRANSAERO

TRANSAERO TRANSAERO

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3090
UNI AIRWAYS CORPORATION UNIAIR

UNI AIRWAYS CORPORATION UNIAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3094
ZAMBIA AIRWAYS ZAMBIA AIR

ZAMBIA AIRWAYS ZAMBIA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3096
AIR ZIMBABWE AIR ZIMBABWE

AIR ZIMBABWE AIR ZIMBABWE

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3097
SPANAIR SPANAIR

SPANAIR SPANAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3098
ASIANA AIRLINES ASIANA AIR

ASIANA AIRLINES ASIANA AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3099
CATHAY PACIFIC CATHAYPACAIR

CATHAY PACIFIC CATHAYPACAIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

High risk business
MCC 3100
MALAYSIAN AIRLINE SYSTEM MALAY AIR

MALAYSIAN AIRLINE SYSTEM MALAY AIR

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Disclaimer : The Merchant Category Code (MCC) provided is based on the official classifications from Visa and Mastercard, supplemented by insights from Risk & Compliance experts. The final determination and allocation of MCCs remain the responsibility of the payment service provider licensed by Visa and Mastercard. This recommendation is for informational purposes only and should not be considered as definitive or binding guidance.

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Merchant Category Code (MCC): Everything you need to know

What's an MCC?

A Merchant Category Code (MCC) is a four-digit number assigned to merchants by acquiring banks when a merchant account is created. This code categorizes your business based on the goods or services you offer and is recognized by payment networks like Visa and Mastercard.

Who assigns MCCs?

MCCs are assigned by your acquiring bank, following guidelines set by card networks such as Visa and Mastercard. While these guidelines are clear, assigning the right MCC often involves judgment by the acquirer. Misclassification - whether accidental or intentional - can lead to serious consequences, including penalties or disrupted payment processing.

Why do MCCs matter?

MCCs influence several critical aspects of your business operations, such as the interchange fee (amounts paid to card-issuing banks for transaction processing), merchant risk profile, spending restrictions or rewards. To determine your MCC, consider the following options: contact your payment processor, refer to payment network classification lists, or use our MCC lookup tool to find and verify your MCC.